Auto Financing With Whitten Brothers CDJR of Ashland

At Whitten Brothers of Ashland, our goal is to make the car shopping process as streamlined and stress free as possible. In addition to transparent pricing, our customer-focused approach also includes arranging auto financing and leasing. Thanks to our long-standing relationships with several financial institutions throughout central Virginia, we’re able to help you secure the best possible car loan or lease terms and rates. Before shopping for a car at Whitten Brothers CDJR of Ashland, get pre-approved online for financing, and use our online payment calculator to determine what you can afford to pay each month..

Benefits of Securing a Lease or Loan Through Our Dealership

It’s fast. You simply need to complete a quick and secure online application and we’ll start researching the best possible payment options for your needs and budget.

It’s easy. Instead of reaching out to multiple financial institutions and getting pre-approved on your own, we’ll do the hard work for you. We then present you with options to buy or lease a car, truck, SUV, or van.

It’s intelligent. We’ve had long-standing relationships with banks and credit unions for more than 40 years. We leverage those relationships to arrange the best possible auto loan or car lease for you through our finance team.

Frequently Asked Questions About Our Auto Financing

Do you have more questions about how Whitten Brothers CDJR or Ashland helps you secure a car lease or loan? We’ve compiled a list of frequently asked questions about our auto financing.

Q: What happens after I submit my pre-approval application for auto financing?

A: First, you’ll be notified that your application has been received, and we’ll let you know if we need any information verified. When you’re ready to buy a car, truck, van, or SUV, our finance team reviews your credit and vehicle purchase details. Finally, the team researches payment scenarios to find the best possible terms and rates available to you.

Q: Can I finance a vehicle if I have a trade-in vehicle that I still owe money on?

A: Yes! We can accept your trade-in vehicle, and the trade-in value can be used to offset the cost of your new or used car or SUV. If you still owe money on your current car loan, we’ll verify your payoff, evaluate your vehicle, arrange the financing, and present you with auto financing options that include your vehicle trade-in.

Q: Can you get me aggressive auto financing rates?

A: Yes. We are a long-standing institution with long-standing lending relationships with local and national financial institutions, including banks and credit unions, which allows us to help you secure the best possible rates and terms for your car loan or lease.

Q: What if I am already pre-approved for a car lease or loan?

A: If you’ve already been pre-approved for auto financing, we can work with your bank or credit union to handle the vehicle paperwork and loan origination. We can also analyze your current pre-approval and research possible opportunities for additional savings upon request.

Q: What if I plan to finance a car through my credit union?

A: We work with credit unions through the Credit Union Direct Lending system to arrange car loans directly. This system allows us to submit your loan, verify your approval, and initiate the loan. All you need to do is submit your application.

Q: Can I protect my auto investment?

A: Yes. We offer several products to help protect your investment, and the cost can often be included in your auto loan.

Q: How do I make my monthly vehicle payments once Whitten Brothers CDJR of Ashland has arranged my car lease or loan?

A: After Whitten Brothers of Ashland helps arrange your auto loan or lease, you’ll work directly with the lending institution to make your ongoing car payments.

Q: Do I need to make a down payment when buying a new or used vehicle?

A: There are benefits to putting money down, but it’s not always a necessity. Every financing scenario is unique, and we can determine if no-money-down financing is available to you.